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Repair Your Credit The RIGHT WAY!

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Building Better Credit And Credit Repair Newspapers, radio, TV and the Internet are filled with advertisements that offer—for a fee—to erase accurate negative information in your credit file. The scam artists who run these ads can't deliver. Only time, a deliberate effort, and a plan to repay your bills will improve your credit record. This publication is designed to help you understand and legally improve your credit report through the right way to credit repair. This publication has five sections:

Consumer Reporting Agencies If you've ever applied for a credit card, a personal loan, or insurance, there's a file about you. This file contains information on where you work and live, how you pay your bills, and whether you've been sued, arrested, or filed for bankruptcy. Companies that gather and sell this information are called Consumer Reporting Agencies (CRAs). The most common type of CRA is the credit bureau. The information CRAs sell about you to creditors, employers, insurers, and other businesses is called a consumer report.

he Fair Credit Reporting Act (FCRA) The FCRA is designed to promote accuracy and ensure the privacy of information used in consumer reports. Recent amendments to the Act expand your rights and place additional requirements on CRAs. Businesses that supply information about you to CRAs and those that use consumer reports also have new responsibilities under the law. Here are some questions consumers commonly ask about consumer reports and CRAs—and the answers.

 
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Indian Creek honors seniors at banquet (The Steubenville Herald-Star)
WINTERSVILLE - The 13th-annual Indian Creek High School Senior Awards Banquet was held Tuesday at St. Florian Hall. Anthony DiPietro and Samantha Binkiewicz received the outstanding senior awards.

Crash test (The Deal)
It's a quiet Sunday evening in Detroit, but in the multitowered headquarters of General Motors Corp ., things are humming. The place is crawling with suits.

Events this week can make you MoneySmart (Chicago Sun-Times)
There's a giant $100 bill traveling around Chicago's neighborhoods this week offering you a chance to get your head into money! Literally. Would you like a snapshot of your face in the place that usually belongs to Ben Franklin?

COLLINS & AIKMAN BANKRUPTCY NEWS: First Issue Free From Bankruptcy Creditors' Service, Inc. (PR Newswire via Yahoo! Finance)
Bankruptcy Creditors' Service, Inc., is publishing COLLINS & AIKMAN BANKRUPTCY NEWS following last week's chapter 11 filing by Collins & Aikman Corporation and its dozens of domestic affiliates in Detroit, Michigan.

 

 

 

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