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Repair Your Credit The RIGHT WAY! |
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Building Better Credit And Credit Repair
Newspapers, radio, TV and the Internet are filled with advertisements that offer—for a fee—to erase accurate negative information in your credit file. The scam artists who run these ads can't deliver. Only time, a deliberate effort, and a plan to repay your bills will improve your credit record. This publication is designed to help you understand and legally improve your credit report through the right way to credit repair. This publication has five sections:
Consumer Reporting Agencies
If you've ever applied for a credit card, a personal loan, or insurance, there's a file about you. This file contains information on where you work and live, how you pay your bills, and whether you've been sued, arrested, or filed for bankruptcy.
Companies that gather and sell this information are called Consumer Reporting Agencies (CRAs). The most common type of CRA is the credit bureau. The information CRAs sell about you to creditors, employers, insurers, and other businesses is called a consumer report.
he Fair Credit Reporting Act (FCRA)
The FCRA is designed to promote accuracy and ensure the privacy of information used in consumer reports. Recent amendments to the Act expand your rights and place additional requirements on CRAs. Businesses that supply information about you to CRAs and those that use consumer reports also have new responsibilities under the law.
Here are some questions consumers commonly ask about consumer reports and CRAs—and the answers.
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Guaranteed Canadian Credit Card Approves All Canadians for Secured MasterCard in Canada (PR Web)
A new secured Mastercard from HorizonPlus a division of Peoples Trust is guaranteeing Canadians throughout Canada approval on their credit card application. This Canadian secured credit card is perfect for any Canadian resident, older than 19, who has bad credit or no credit history in Canada. [PRWEB May 29, 2005]
Canadians Offered Unsecured and Secured Credit Cards through Several Canadian Credit Card Companies in Canada (PR Web)
Canadian credit cards are now available to Canadians with a wide range of credit scores from no credit to bad credit to good credit. Unsecured credit cards for Canadians with solid income and good history as well as secured credit cards for Canadians with unverifiable income or poor credit can be obtained through www.CanadianCreditCenter.com. [PRWEB May 29, 2005]
Discover Card: Excellent Credit Required (Philipsburg Mail)
Enjoy a 0% intro APR on all of your purchases and balance transfers with the Discover® Platinum Clear Card. No annual fee and up to $50,000 credit limit. Excellent credit required.
Media Interview w/ Ricky Hatton (Boxing Insider)
In a match-up that has the makings of a classic, International Boxing Federation (IBF) Junior Welterweight Champion Kostya Tszyu (31-1, 25 KOs, 1 ND) will defend against enormously popular, undefeated hometown favorite Ricky Hatton (38-0, 28 KOs) in the most hostile of environments the challenger s backyard before 18,000 fans at MEN Arena in Manchester, England -- on Saturday, June 4, on SHOWTIME
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