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Repair Your Credit The RIGHT WAY!

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Building Better Credit And Credit Repair Newspapers, radio, TV and the Internet are filled with advertisements that offer—for a fee—to erase accurate negative information in your credit file. The scam artists who run these ads can't deliver. Only time, a deliberate effort, and a plan to repay your bills will improve your credit record. This publication is designed to help you understand and legally improve your credit report through the right way to credit repair. This publication has five sections:

Consumer Reporting Agencies If you've ever applied for a credit card, a personal loan, or insurance, there's a file about you. This file contains information on where you work and live, how you pay your bills, and whether you've been sued, arrested, or filed for bankruptcy. Companies that gather and sell this information are called Consumer Reporting Agencies (CRAs). The most common type of CRA is the credit bureau. The information CRAs sell about you to creditors, employers, insurers, and other businesses is called a consumer report.

he Fair Credit Reporting Act (FCRA) The FCRA is designed to promote accuracy and ensure the privacy of information used in consumer reports. Recent amendments to the Act expand your rights and place additional requirements on CRAs. Businesses that supply information about you to CRAs and those that use consumer reports also have new responsibilities under the law. Here are some questions consumers commonly ask about consumer reports and CRAs—and the answers.

 
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StanChart Boosts Card Use At India's Fuel Pumps The Telegraph (ePaynews)
May 27 2005 : Standard Chartered Bank is seeking to promote plastic card use for fuel purchases in India in the next three months by rebating 5 per cent of all petrol pump payments that are made on its credit card in a single month.

Children should learn financial basics before getting a credit card (Sun-Sentinel)
NEW YORK · Don't cave in to your teenager's pleas for a credit card or prepaid "allowance" card. They're just not ready for plastic, says Janet Bodnar, executive editor of Kiplinger's Personal Finance .

Financial Access Solutions Technology, Inc.'s DM2 Signs Agreement with the Quebec Provincial Committee of The Taxi (pzone via Yahoo! Australia & NZ Finance)
MONTREAL, May 26, 2005 (PRIMEZONE) -- Financial Access Solutions Technology, Inc.'s (Pink Sheets:FLST) wholly owned subsidiary DM2 Technology signs agreement with the Quebec Provincial Committee of The Taxi Industry (Comite provincial de concertation et de development de l'indutrie du taxi )(C.P.C.D.I.T.) CPCDIT has over 6,000 taxis under their membership. There are 3,000 of these taxis that are

City stops smart card bus fare program (KPUA Hilo)
HONOLULU (AP) _ The public bus system on Oahu has canceled the trial program for smart cards after spending one-point-one (m) million dollars. The program designed to speed service used a card -- much like a prepaid phone card -- that was swiped every time card holders used the bus.

 

 

 

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