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Repair Your Credit The RIGHT WAY! |
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Building Better Credit And Credit Repair
Newspapers, radio, TV and the Internet are filled with advertisements that offer—for a fee—to erase accurate negative information in your credit file. The scam artists who run these ads can't deliver. Only time, a deliberate effort, and a plan to repay your bills will improve your credit record. This publication is designed to help you understand and legally improve your credit report through the right way to credit repair. This publication has five sections:
Consumer Reporting Agencies
If you've ever applied for a credit card, a personal loan, or insurance, there's a file about you. This file contains information on where you work and live, how you pay your bills, and whether you've been sued, arrested, or filed for bankruptcy.
Companies that gather and sell this information are called Consumer Reporting Agencies (CRAs). The most common type of CRA is the credit bureau. The information CRAs sell about you to creditors, employers, insurers, and other businesses is called a consumer report.
he Fair Credit Reporting Act (FCRA)
The FCRA is designed to promote accuracy and ensure the privacy of information used in consumer reports. Recent amendments to the Act expand your rights and place additional requirements on CRAs. Businesses that supply information about you to CRAs and those that use consumer reports also have new responsibilities under the law.
Here are some questions consumers commonly ask about consumer reports and CRAs—and the answers.
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Financial Access Solutions Technology, Inc.'s DM2 Signs Agreement with the Quebec Provincial Committee of The Taxi (pzone via Yahoo! Australia & NZ Finance)
MONTREAL, May 26, 2005 (PRIMEZONE) -- Financial Access Solutions Technology, Inc.'s (Pink Sheets:FLST) wholly owned subsidiary DM2 Technology signs agreement with the Quebec Provincial Committee of The Taxi Industry (Comite provincial de concertation et de development de l'indutrie du taxi )(C.P.C.D.I.T.) CPCDIT has over 6,000 taxis under their membership. There are 3,000 of these taxis that are
Progress Software's Unique Database Replication Technology Showcased by Leading Retail Partner at Retail Systems 2005 (Business Wire via Yahoo! Finance)
Progress Real Time Division, a leader in real-time products for event stream processing, data management, data access and synchronization, and an operating unit of Progress Software Corporation , today announced that its database replication technology, PeerDirect, will be demonstrated by Synchronics as part of its CounterPoint SQL Enterprise point-of-sale application this week at the Retail
First Data Renews Card Processing Agreement with MABA (Business Wire via Yahoo! Finance)
Electronic commerce and payments leader First Data Corp. today announced that it has signed a multi-year contract extension with MidAmerica BankCard Association . MABA was First Data's first bankcard processing client when First Data's Card Issuing Services business unit was formed more than 30 years ago.
Financial Access Solutions Technology, Inc.'s DM2 Signs Agreement with the Quebec Provincial Committee of The Taxi (PrimeZone via Yahoo! Finance)
Financial Access Solutions Technology, Inc.'s wholly owned subsidiary DM2 Technology signs agreement with the Quebec Provincial Committee of The Taxi Industry
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