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Repair Your Credit The RIGHT WAY! |
Building Better Credit And Credit Repair
Newspapers, radio, TV and the Internet are filled with advertisements that offer—for a fee—to erase accurate negative information in your credit file. The scam artists who run these ads can't deliver. Only time, a deliberate effort, and a plan to repay your bills will improve your credit record. This publication is designed to help you understand and legally improve your credit report through the right way to credit repair. This publication has five sections:
Consumer Reporting Agencies
If you've ever applied for a credit card, a personal loan, or insurance, there's a file about you. This file contains information on where you work and live, how you pay your bills, and whether you've been sued, arrested, or filed for bankruptcy.
Companies that gather and sell this information are called Consumer Reporting Agencies (CRAs). The most common type of CRA is the credit bureau. The information CRAs sell about you to creditors, employers, insurers, and other businesses is called a consumer report.
he Fair Credit Reporting Act (FCRA)
The FCRA is designed to promote accuracy and ensure the privacy of information used in consumer reports. Recent amendments to the Act expand your rights and place additional requirements on CRAs. Businesses that supply information about you to CRAs and those that use consumer reports also have new responsibilities under the law.
Here are some questions consumers commonly ask about consumer reports and CRAs—and the answers.
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loan credit check | mobile credit card processing | loan for people with bad credit rating | linkdomain bad credit counseling debt relief management.com | moodys credit rating
Great workers lead DSI to acclaim (Traverse City Record-Eagle)
David Mathia, owner of Distribution Solutions International, gets a hug from his wife, Faye, after DSI won the Traverse City Area Chamber of Commerce's Small Business of the Year Award.
Class of 2005 offered $580,681 (Niles Daily Star)
Dowagiac Union High School's Class of 2005 collected $580,681 in scholarship offers Monday night at the 47th annual honors program in the DUHS cafeteria.
Few firms advised state (South Bend Tribune)
LANSING --State lawmakers are touring the state to find out how Gov. Jennifer Granholm's plan to restructure business taxes will affect businesses ranging from large manufacturers in southeast Michigan to winemakers in the northern part of the state.
INDUSTRY REPORT: Aviation -- Firm to expand at airport (Detroit Free Press)
Duncan Aviation plans to spend $19.5 million to expand its facility at W.K. Kellogg Airport in Battle Creek, creating 380 jobs. The aviation maintenance company said the expansion, in the works since fall 2000, will add 125,000 square feet to the existing 200,000-square-foot facility.
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