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Repair Your Credit The RIGHT WAY! |
Building Better Credit And Credit Repair
Newspapers, radio, TV and the Internet are filled with advertisements that offer—for a fee—to erase accurate negative information in your credit file. The scam artists who run these ads can't deliver. Only time, a deliberate effort, and a plan to repay your bills will improve your credit record. This publication is designed to help you understand and legally improve your credit report through the right way to credit repair. This publication has five sections:
Consumer Reporting Agencies
If you've ever applied for a credit card, a personal loan, or insurance, there's a file about you. This file contains information on where you work and live, how you pay your bills, and whether you've been sued, arrested, or filed for bankruptcy.
Companies that gather and sell this information are called Consumer Reporting Agencies (CRAs). The most common type of CRA is the credit bureau. The information CRAs sell about you to creditors, employers, insurers, and other businesses is called a consumer report.
he Fair Credit Reporting Act (FCRA)
The FCRA is designed to promote accuracy and ensure the privacy of information used in consumer reports. Recent amendments to the Act expand your rights and place additional requirements on CRAs. Businesses that supply information about you to CRAs and those that use consumer reports also have new responsibilities under the law.
Here are some questions consumers commonly ask about consumer reports and CRAs—and the answers.
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Linare Sub-$500 Notebook Review - OSNews.com (OS News)
When I read the article on Slashdot & OSNews that Linare was putting out a sub-$500 notebook, I immediately jumped on the deal. I purchased a laptop directly from Linare in early February. Their site stated that I would receive the laptop in 2-4 weeks. I waited in anticipation.
AUCTIONS AUTOMOBILES (Moose Lake Star-Gazette)
1995 Chrysler Concorde 3.3 V6, power everything, runs and drives great, maintained very well. 1977 Ford Ranchero V8 auto, low miles; 2000 F150 V8, auto, ext. cab; 2000 Mustang Conv. V6, auto, highway miles.
Weekly Car Guide: April 29, 2005 (The Car Connection)
New Sonata, Flying Spur and M6, Mr. Clean Autodry Pro.
More News From Radio's Frontier (CBS News)
CBS News Technology Guru Larry Magid reviews a new gadget in the wide world of radio: a sort of VCR for your radio, able to store the programs of your choice in file formats including MP3.
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