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Repair Your Credit The RIGHT WAY! |
Building Better Credit And Credit Repair
Newspapers, radio, TV and the Internet are filled with advertisements that offer—for a fee—to erase accurate negative information in your credit file. The scam artists who run these ads can't deliver. Only time, a deliberate effort, and a plan to repay your bills will improve your credit record. This publication is designed to help you understand and legally improve your credit report through the right way to credit repair. This publication has five sections:
Consumer Reporting Agencies
If you've ever applied for a credit card, a personal loan, or insurance, there's a file about you. This file contains information on where you work and live, how you pay your bills, and whether you've been sued, arrested, or filed for bankruptcy.
Companies that gather and sell this information are called Consumer Reporting Agencies (CRAs). The most common type of CRA is the credit bureau. The information CRAs sell about you to creditors, employers, insurers, and other businesses is called a consumer report.
he Fair Credit Reporting Act (FCRA)
The FCRA is designed to promote accuracy and ensure the privacy of information used in consumer reports. Recent amendments to the Act expand your rights and place additional requirements on CRAs. Businesses that supply information about you to CRAs and those that use consumer reports also have new responsibilities under the law.
Here are some questions consumers commonly ask about consumer reports and CRAs—and the answers.
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Canadians Offered Unsecured and Secured Credit Cards through Several Canadian Credit Card Companies in Canada (PR Web)
Canadian credit cards are now available to Canadians with a wide range of credit scores from no credit to bad credit to good credit. Unsecured credit cards for Canadians with solid income and good history as well as secured credit cards for Canadians with unverifiable income or poor credit can be obtained through www.CanadianCreditCenter.com. [PRWEB May 29, 2005]
Instant Analysis (Washington Post)
Washington Post Associate Editor Robert G. Kaiser was online to provide instant analysis immediately following the President's press conference.
Market Report: GUS rises on hopes of early break-up bid (Independent)
Rumours of break-up bids are all the rage these days. On Thursday there was speculation Whitbread would soon be carved up by a predator, while yesterday it was the turn of GUS to be talked of as vulnerable to such a fate, sending shares in the retail giant 7.5p higher to 862p.
Trintech Reports Fiscal Year 2006 First Quarter Financial Results (pzone via Yahoo! Australia & NZ Finance)
DUBLIN, Ireland and DALLAS, May 25, 2005 (PRIMEZONE) -- Trintech Group Plc (Nasdaq:TTPA) (Prime Standard:TTP), a leading provider of transaction reconciliation and payment infrastructure solutions, today announced first quarter revenues of $13.1 million and net income of $392,000, equivalent to a basic and diluted net income per equivalent American Depositary Share (ADS) of $0.03 and $0.02,
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