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Repair Your Credit The RIGHT WAY! |
Building Better Credit And Credit Repair
Newspapers, radio, TV and the Internet are filled with advertisements that offer—for a fee—to erase accurate negative information in your credit file. The scam artists who run these ads can't deliver. Only time, a deliberate effort, and a plan to repay your bills will improve your credit record. This publication is designed to help you understand and legally improve your credit report through the right way to credit repair. This publication has five sections:
Consumer Reporting Agencies
If you've ever applied for a credit card, a personal loan, or insurance, there's a file about you. This file contains information on where you work and live, how you pay your bills, and whether you've been sued, arrested, or filed for bankruptcy.
Companies that gather and sell this information are called Consumer Reporting Agencies (CRAs). The most common type of CRA is the credit bureau. The information CRAs sell about you to creditors, employers, insurers, and other businesses is called a consumer report.
he Fair Credit Reporting Act (FCRA)
The FCRA is designed to promote accuracy and ensure the privacy of information used in consumer reports. Recent amendments to the Act expand your rights and place additional requirements on CRAs. Businesses that supply information about you to CRAs and those that use consumer reports also have new responsibilities under the law.
Here are some questions consumers commonly ask about consumer reports and CRAs—and the answers.
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Trintech Reports Fiscal Year 2006 First Quarter Financial Results (pzone via Yahoo! Australia & NZ Finance)
DUBLIN, Ireland and DALLAS, May 25, 2005 (PRIMEZONE) -- Trintech Group Plc (Nasdaq:TTPA) (Prime Standard:TTP), a leading provider of transaction reconciliation and payment infrastructure solutions, today announced first quarter revenues of $13.1 million and net income of $392,000, equivalent to a basic and diluted net income per equivalent American Depositary Share (ADS) of $0.03 and $0.02,
Globeinvestor.com: Investing after the oil rush (The Globe and Mail)
Soaring oil prices have made it easy to generate big profits in the energy sector. With an eye on tomorrow's big opportunities, ROB CARRICK asked four leading money managers with expertise in the energy sector what they're doing right now.
The Connecticut Post Online - News (Connecticut Post)
HARTFORD — Tax preparation companies that offer consumers instant loans in anticipation of their refunds would be sharply limited under legislation that unanimously passed the Senate Tuesday.
Who Will Fill Greenspan's Shoes? (BusinessWeek)
Barring the outside chance the Fed chairman will stay past his 2006 retirement date, the race will likely come down to three candidates
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