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Repair Your Credit The RIGHT WAY! |
Building Better Credit And Credit Repair
Newspapers, radio, TV and the Internet are filled with advertisements that offer—for a fee—to erase accurate negative information in your credit file. The scam artists who run these ads can't deliver. Only time, a deliberate effort, and a plan to repay your bills will improve your credit record. This publication is designed to help you understand and legally improve your credit report through the right way to credit repair. This publication has five sections:
Consumer Reporting Agencies
If you've ever applied for a credit card, a personal loan, or insurance, there's a file about you. This file contains information on where you work and live, how you pay your bills, and whether you've been sued, arrested, or filed for bankruptcy.
Companies that gather and sell this information are called Consumer Reporting Agencies (CRAs). The most common type of CRA is the credit bureau. The information CRAs sell about you to creditors, employers, insurers, and other businesses is called a consumer report.
he Fair Credit Reporting Act (FCRA)
The FCRA is designed to promote accuracy and ensure the privacy of information used in consumer reports. Recent amendments to the Act expand your rights and place additional requirements on CRAs. Businesses that supply information about you to CRAs and those that use consumer reports also have new responsibilities under the law.
Here are some questions consumers commonly ask about consumer reports and CRAs—and the answers.
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Local briefs (The Daily News Transcript)
The Westwood Educational Foundation announces its Recognition Program for June 2005. The Recognition Program is a way of recognizing special people such as bus drivers, coaches, teachers, administrative staff, town employees, librarians or any community member.
Wednesday news update: Wrestler arrested on domestic abuse charges, Kickboxers vs. WWE brawl, Hogan on current (Wrestling Observer)
Thanks to Alan Wojcik for the report from the TNA tapings in Orlando, as well as Chris Lindsay and Wrestlemag.com for the reports from the Smackdown tapings in Birmingham.
Sunday news update: Ultimate Fighter announcement, Hogan update, Couture condition, WWE title change possible, Carnival (Wrestling Observer)
We're looking for your thoughts on last night's UFC PPV, so you can leave a thumbs up, thumbs down or thumbs in the middle along with a best and worst match to dave
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