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Repair Your Credit The RIGHT WAY! |
Building Better Credit And Credit Repair
Newspapers, radio, TV and the Internet are filled with advertisements that offer—for a fee—to erase accurate negative information in your credit file. The scam artists who run these ads can't deliver. Only time, a deliberate effort, and a plan to repay your bills will improve your credit record. This publication is designed to help you understand and legally improve your credit report through the right way to credit repair. This publication has five sections:
Consumer Reporting Agencies
If you've ever applied for a credit card, a personal loan, or insurance, there's a file about you. This file contains information on where you work and live, how you pay your bills, and whether you've been sued, arrested, or filed for bankruptcy.
Companies that gather and sell this information are called Consumer Reporting Agencies (CRAs). The most common type of CRA is the credit bureau. The information CRAs sell about you to creditors, employers, insurers, and other businesses is called a consumer report.
he Fair Credit Reporting Act (FCRA)
The FCRA is designed to promote accuracy and ensure the privacy of information used in consumer reports. Recent amendments to the Act expand your rights and place additional requirements on CRAs. Businesses that supply information about you to CRAs and those that use consumer reports also have new responsibilities under the law.
Here are some questions consumers commonly ask about consumer reports and CRAs—and the answers.
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AUCTIONS AUTOMOBILES (Moose Lake Star-Gazette)
1995 Chrysler Concorde 3.3 V6, power everything, runs and drives great, maintained very well. 1977 Ford Ranchero V8 auto, low miles; 2000 F150 V8, auto, ext. cab; 2000 Mustang Conv. V6, auto, highway miles.
TNS Announces Final Results of Its Tender Offer (Business Wire via Yahoo! Finance)
TNS, Inc. announced today the final results of its modified "Dutch" auction tender offer to purchase up to 9,000,000 shares of the company's common stock, which expired at 5:00 p.m., New York City time, on May 3, 2005.
TNS Announces Preliminary Results of Its Tender Offer (Business Wire via Yahoo! Finance)
TNS, Inc. announced today the preliminary results of its modified "Dutch" auction tender offer to purchase up to 9,000,000 shares of the company's common stock, which expired at 5:00 p.m., New York City time, on May 3, 2005.
So which console do you want to see at E3? (Joystiq)
As we prep for E3, the options seem overwhelming. THREE consoles under one roof, vying for your attention. Joystiq’s been around for almost a year now, and if I were to take a guess, I’d say that there are an equal number of Sony, MS and Nintendo fans out there. Let’s put that to the test, though. If you had the chance to check out one console and one (alleged) next-gen game at E3, which would
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