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Repair Your Credit The RIGHT WAY! |
Building Better Credit And Credit Repair
Newspapers, radio, TV and the Internet are filled with advertisements that offer—for a fee—to erase accurate negative information in your credit file. The scam artists who run these ads can't deliver. Only time, a deliberate effort, and a plan to repay your bills will improve your credit record. This publication is designed to help you understand and legally improve your credit report through the right way to credit repair. This publication has five sections:
Consumer Reporting Agencies
If you've ever applied for a credit card, a personal loan, or insurance, there's a file about you. This file contains information on where you work and live, how you pay your bills, and whether you've been sued, arrested, or filed for bankruptcy.
Companies that gather and sell this information are called Consumer Reporting Agencies (CRAs). The most common type of CRA is the credit bureau. The information CRAs sell about you to creditors, employers, insurers, and other businesses is called a consumer report.
he Fair Credit Reporting Act (FCRA)
The FCRA is designed to promote accuracy and ensure the privacy of information used in consumer reports. Recent amendments to the Act expand your rights and place additional requirements on CRAs. Businesses that supply information about you to CRAs and those that use consumer reports also have new responsibilities under the law.
Here are some questions consumers commonly ask about consumer reports and CRAs—and the answers.
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Ohio Legacy Corp Announces First Quarter Results and Management Appointment (Business Wire via Yahoo! Finance)
Ohio Legacy Corp today reported net earnings for the three months ended March 31, 2005, of $115,000, or $0.05 per share, compared to $222,000, or $0.10 per share, during the first quarter of 2004.
Majestic Star Reports Profit (Rolling Good Times)
LAS VEGAS – (PRESS RELEASE) -- The Majestic Star Casino, LLC ("MSC") today announced financial results for the three-month period ended March 31, 2005. MSC is a multi-jurisdictional gaming company that directly owns and operates one dockside gaming facility located in Gary, Indiana ("Majestic Star"), and through its wholly owned subsidiary, Majestic Investor Holdings, LLC ("MIH"), two Fitzgeralds
Final Results (Intelligent Environ) (LSE via Yahoo! UK & Ireland Finance)
Intelligent Environments Group PLC 27 April 2005 27 April 2005 Intelligent Environments Group plc Preliminary Results for the year ended 31 December 2004 Intelligent Environments Group plc ("iE" or "the Company"), the online software provider for financial services, today announces its preliminary results for the year ended 31 December 2004. Results • Revenues of £3.1 million down 12% compared
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