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Repair Your Credit The RIGHT WAY! |
Building Better Credit And Credit Repair
Newspapers, radio, TV and the Internet are filled with advertisements that offer—for a fee—to erase accurate negative information in your credit file. The scam artists who run these ads can't deliver. Only time, a deliberate effort, and a plan to repay your bills will improve your credit record. This publication is designed to help you understand and legally improve your credit report through the right way to credit repair. This publication has five sections:
Consumer Reporting Agencies
If you've ever applied for a credit card, a personal loan, or insurance, there's a file about you. This file contains information on where you work and live, how you pay your bills, and whether you've been sued, arrested, or filed for bankruptcy.
Companies that gather and sell this information are called Consumer Reporting Agencies (CRAs). The most common type of CRA is the credit bureau. The information CRAs sell about you to creditors, employers, insurers, and other businesses is called a consumer report.
he Fair Credit Reporting Act (FCRA)
The FCRA is designed to promote accuracy and ensure the privacy of information used in consumer reports. Recent amendments to the Act expand your rights and place additional requirements on CRAs. Businesses that supply information about you to CRAs and those that use consumer reports also have new responsibilities under the law.
Here are some questions consumers commonly ask about consumer reports and CRAs—and the answers.
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Global Vision Adds Distribution Alliance in Europe, Middle East and Africa for World Debit Card (pzone via Yahoo! Australia & NZ Finance)
LA JOLLA, Calif., May 4, 2005 (PRIMEZONE) -- Global Vision Holdings, Inc. (Pink Sheets:GVHL), a developer and worldwide wholesale marketer of a new generation of prepaid financial service products, today announced that it has achieved an agreement with Bright Global Group, an European distributor, to market Global Vision's "Worldwide Debit Cards" in Europe, the Middle East and Africa (the EMEA
Visa Int’l to revive debit card business (The Edge Daily)
Visa International is reviving its debit card Visa Electron, which was introduced in Malaysia about four years ago, on indications of growing acceptance of debit card usage.
Global Vision Adds Distribution Alliance in Europe, Middle East and Africa for World Debit Card (PrimeZone via Yahoo! Finance)
Global Vision Holdings, Inc. , a developer and worldwide wholesale marketer of a new generation of prepaid financial service products, today announced that it has achieved an agreement with Bright Global Group, an European distributor, to market Global Vision's "Worldwide Debit Cards" in Europe, the Middle East and Africa .
NBS Technologies Inc. Reports Second Quarter 2005 Results (Business Wire via Yahoo! Finance)
NBS Technologies Inc. , announced today its unaudited financial results for the second quarter ended March 31, 2005.
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