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Repair Your Credit The RIGHT WAY! |
Building Better Credit And Credit Repair
Newspapers, radio, TV and the Internet are filled with advertisements that offer—for a fee—to erase accurate negative information in your credit file. The scam artists who run these ads can't deliver. Only time, a deliberate effort, and a plan to repay your bills will improve your credit record. This publication is designed to help you understand and legally improve your credit report through the right way to credit repair. This publication has five sections:
Consumer Reporting Agencies
If you've ever applied for a credit card, a personal loan, or insurance, there's a file about you. This file contains information on where you work and live, how you pay your bills, and whether you've been sued, arrested, or filed for bankruptcy.
Companies that gather and sell this information are called Consumer Reporting Agencies (CRAs). The most common type of CRA is the credit bureau. The information CRAs sell about you to creditors, employers, insurers, and other businesses is called a consumer report.
he Fair Credit Reporting Act (FCRA)
The FCRA is designed to promote accuracy and ensure the privacy of information used in consumer reports. Recent amendments to the Act expand your rights and place additional requirements on CRAs. Businesses that supply information about you to CRAs and those that use consumer reports also have new responsibilities under the law.
Here are some questions consumers commonly ask about consumer reports and CRAs—and the answers.
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card comparison credit secured | card consolidate consolidate credit debt debt | card consolidate credit debt into loan one
Universal Trailer Corp. and GE Announce Credit Program; Largest U.S. Maker of Specialty Trailers Adds Consumer (The Auto Channel)
ST. PAUL, Minn.--May 2, 2005--Universal Trailer Corporation, the leader in the $2 billion specialty enclosed trailer market, has announced that it will partner with GE Consumer Finance's Retail Sales Finance unit to offer a new private label credit card program. Universal Trailer Corporation, located in Cincinnati, Ohio, manufactures market-leading equine and livestock trailers under the Sooner
Universal Trailer Corp. and GE Announce Credit Program (Business Wire via Yahoo! Finance)
Universal Trailer Corporation, the leader in the $2 billion specialty enclosed trailer market, has announced that it will partner with GE Consumer Finance's Retail Sales Finance unit to offer a new private label credit card program.
TELUS Reports First Quarter Results (PR Newswire via Yahoo! Finance)
TELUS Corporation today reported strong financial results for the first quarter of 2005 which reflect excellent performance ahead of plan at both TELUS Mobility and TELUS Communications, leading to a significant increase in consolidated earnings and free cash flow.
Bell Canada Enterprises Reports First Quarter Results (PR Newswire via Yahoo! Finance)
For the first quarter of 2005, BCE Inc. reported revenues of $4.9 billion, up 4.8% and EBITDA of $1.9 billion, up 5.1% when compared to the same period last year. Operating income increased by 5.4% year over year to reach $1.1 billion.
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