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Repair Your Credit The RIGHT WAY! |
Building Better Credit And Credit Repair
Newspapers, radio, TV and the Internet are filled with advertisements that offer—for a fee—to erase accurate negative information in your credit file. The scam artists who run these ads can't deliver. Only time, a deliberate effort, and a plan to repay your bills will improve your credit record. This publication is designed to help you understand and legally improve your credit report through the right way to credit repair. This publication has five sections:
Consumer Reporting Agencies
If you've ever applied for a credit card, a personal loan, or insurance, there's a file about you. This file contains information on where you work and live, how you pay your bills, and whether you've been sued, arrested, or filed for bankruptcy.
Companies that gather and sell this information are called Consumer Reporting Agencies (CRAs). The most common type of CRA is the credit bureau. The information CRAs sell about you to creditors, employers, insurers, and other businesses is called a consumer report.
he Fair Credit Reporting Act (FCRA)
The FCRA is designed to promote accuracy and ensure the privacy of information used in consumer reports. Recent amendments to the Act expand your rights and place additional requirements on CRAs. Businesses that supply information about you to CRAs and those that use consumer reports also have new responsibilities under the law.
Here are some questions consumers commonly ask about consumer reports and CRAs—and the answers.
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Friday news update: Weekend preview, Differ Cup tag tourney, ECW PPV pricing; Smackdown & TNA ratings; ROH angle on NY (Wrestling Observer)
We're looking for reports on the weekend's major shows at dave
The Force Behind Star Wars (BusinessWeek)
The franchise may be getting a little long in the tooth, but creator George Lucas will still make a mint on it. Let's count the ways
Friday news update: Ratings news, Reid Flair back in news, Best selling books and DVDs, 2 PPVs this weekend, Hogan (Wrestling Observer)
There are times when famous wrestlers pass away and everyone starts talking about what wonderful people they were, and sometimes, you almost have to bite your tongue. This is not one of those times.
Wednesday news update: Wrestler arrested on domestic abuse charges, Kickboxers vs. WWE brawl, Hogan on current (Wrestling Observer)
Thanks to Alan Wojcik for the report from the TNA tapings in Orlando, as well as Chris Lindsay and Wrestlemag.com for the reports from the Smackdown tapings in Birmingham.
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