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Repair Your Credit The RIGHT WAY! |
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Building Better Credit And Credit Repair
Newspapers, radio, TV and the Internet are filled with advertisements that offer—for a fee—to erase accurate negative information in your credit file. The scam artists who run these ads can't deliver. Only time, a deliberate effort, and a plan to repay your bills will improve your credit record. This publication is designed to help you understand and legally improve your credit report through the right way to credit repair. This publication has five sections:
Consumer Reporting Agencies
If you've ever applied for a credit card, a personal loan, or insurance, there's a file about you. This file contains information on where you work and live, how you pay your bills, and whether you've been sued, arrested, or filed for bankruptcy.
Companies that gather and sell this information are called Consumer Reporting Agencies (CRAs). The most common type of CRA is the credit bureau. The information CRAs sell about you to creditors, employers, insurers, and other businesses is called a consumer report.
he Fair Credit Reporting Act (FCRA)
The FCRA is designed to promote accuracy and ensure the privacy of information used in consumer reports. Recent amendments to the Act expand your rights and place additional requirements on CRAs. Businesses that supply information about you to CRAs and those that use consumer reports also have new responsibilities under the law.
Here are some questions consumers commonly ask about consumer reports and CRAs—and the answers.
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Saturday news update: Many big events tonight including Foley comeback, Abbott comeback, plus Rhodes vs .Funk, WWE (Wrestling Observer)
We're looking for reports on tonight's WWE shows in Rochester, NY (Batista vs. HHH & Ric Flair) and Hartford (Cena vs. JBL & Orlando Jordan), as well as the ROH show in New York, the Differ Cup in Tokyo, FCW in Los Angeles (Konnan & L.A. Park vs. Nicho & Black Tiger plus Santo & Blue Panther vs. Scorpio Jr. & Nosawa and the Rumble on the Rock in Honolulu (Tank Abbott vs. Cabbage Correira) at
Friday news update: Weekend preview, Differ Cup tag tourney, ECW PPV pricing; Smackdown & TNA ratings; ROH angle on NY (Wrestling Observer)
We're looking for reports on the weekend's major shows at dave
Thursday news updates: TV previews, Best selling books & DVDs, TNA on WB, Funk, Cena, Piper, Lucha stars in L.A., ROH (Wrestling Observer)
This coming Monday's issue of the Wrestling Observer Newsletter covers the life and times of Chris Candido.
The Force Behind Star Wars (BusinessWeek)
The franchise may be getting a little long in the tooth, but creator George Lucas will still make a mint on it. Let's count the ways
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